This story is written and sponsored by Daniel Roberts at the Joyful Roberts Group. Learn more about how they’re helping first time home buyers navigate a challenging market at their website.
If you’ve thought about buying a home but feel like it’s just too expensive right now, you’re not alone. The housing market can feel overwhelming but there are opportunities for savvy buyers who know how to navigate it.
According to Bank of America, 75% of prospective buyers are waiting for home prices to drop and interest rates to fall. Similarly, the National Association of Realtors reports that 1.6 million renters nationwide would buy a home if rates were below 6%.
That means there’s a large pool of potential buyers sitting on the sidelines With fewer buyers actively searching for homes, more sellers are. motivated and ready to negotiate.
Right now, many sellers are offering $10,000–$20,000 in seller credits. These credits can be applied toward out-of-pocket costs, like closing fees, or used to reduce your monthly mortgage payment by up to $500.
Unfortunately, most buyers don’t know about this strategy, missing out on one of the best opportunities to purchase a home since 2022.
Housing prices have also pulled back from their peak, and current inventory levels are the highest we’ve seen since February 2014. This means buyers have more choices and negotiating power than they have had in years.
But experts agree: once interest rates drop, the market will heat up quickly, and sellers won’t be as flexible.
That’s why the Joyful Roberts Group is teaming up with Yamhill County’s #1 lender, Grant Schroeder, and top 2% Country Financial insurance agent, Jack Toohey, to host a free homebuyer class designed to put you ahead of the curve.
This interactive workshop will walk you through the entire homebuying process, including:
- How to qualify for a mortgage in today’s market
- How much you really need to save before buying
- How to leverage seller credits to reduce expenses and monthly payments
- Insider tips on timing your purchase to get the best deal
Even if you’re not ready to buy this year, informed buyers are the ones who get the best deals. Attending this class will give you a clear roadmap to homeownership and help you make confident, informed decisions when the time is right.
Plus, thanks to JK Paint, we’ll have free Odd Moe’s Pizza for you to enjoy while you learn.
Spots are limited to 30 participants, so reserve your spot today to ensure you don’t miss out on this opportunity to understand ways to enter the home-buying market that, with the right team on your side, will benefit you and your family.
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